Perhaps you are a P2P lending platform and want to increase your outreach to the investor community?
Then you are in the right place!
beyondp2p is a data-centric source for P2P investors and P2P platforms alike.
Driven by the passion for software products, we created beyondp2p to innovate on data mining, analytics and marketing automatization for European P2P investing.
In order to use the API, please use the following form or contact us directly.
We will get back to you as soon as possible!
You are going to receive your platform's client-id and client-secret in order to authenticate yourself with our API.
We use OpenID Connect for authentication. Basically, you need to use your client-id and client-secret to obtain short running access token from our identity provider:
curl --location --request POST 'https://accounts.staging.beyondp2p.com/realms/beyondp2p/protocol/openid-connect/token' \ --header 'Content-Type: application/x-www-form-urlencoded' \ --data-urlencode 'client_id=platform-myplatform' \ --data-urlencode 'client_secret=LUMQXBHXfvnwsswQltHkxtJtR7E4aadH' \ --data-urlencode 'grant_type=client_credentials'The API returns:
{ "access_token": "eyJhbGciOiJSUzI1NiIsInR5cCIgOiAiSldUIiwia2lkIiA6ICJSeWRrczNMbVBRU0JMeVg4MVlFWEdfeDU1TmRCdkdlOGVhOEpGRU9JM3FBIn0.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.ACCKDzfxcLLeCRCTifvmINYLtndpyL2Ahx7I0okA9pZeDpf4YmA0RsC644O6uID1DLo3PuJQt8uPiIIWslLGWuRkNRX4eM1tts1bUH-lAMlv2xtUv89G28cp2GUXyWQOtzToHIWputjtX-JTesl3Y4wSY0GV1lcn6OHJ98CfPePJ-nzq05xUv2BK7eF4xXpoIfgjGytTtkGkVOgqIZdWthwPqffsYrLj1Ie5s4w56XBC-M7nv0LviEo5JnUFS1eUzkObPFD9MUjSD9CBamLQNpVsICYOlrPuQ6MjxnpuN0IwDXFWBKRzLZzG4zDL13rnlbN69tShVp7pcy_s2IVGew", "expires_in": 300, "refresh_expires_in": 0, "token_type": "Bearer", "not-before-policy": 1658510414, "scope": "profile email" }
Use the value of "access_token" in your Authorization header as Bearer token for the following request.
curl \ --location --request POST 'https://api.beyondp2p.com/v1/platforms/statistics' \ --header 'Accept: application/com.beyondp2p.api-v1.0+json' \ --header 'Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCIgOiAiSldUIiwia2lkIiA6ICJSeWRrczNMbVBRU0JMeVg4MVlFWEdfeDU1TmRCdkdlOGVhOEpGRU9JM3FBIn0.eyJleHAiOjE2NjM1MTAxNzQsImlhdCI6MTY2MzUwOTg3NCwianRpIjoiNzNhY2ZiMGYtZGY0Ny00YjFhLWIwODAtZTMxNzEwYWVjMzhhIiwiaXNzIjoiaHR0cHM6Ly9hY2NvdW50cy5zdGFnaW5nLmJleW9uZHAycC5jb20vcmVhbG1zL2JleW9uZHAycCIsInN1YiI6IjZjNjY5NTYwLTMwMDAtNDA2NS1iZGNlLWU5MDg4MzlkOTA0OCIsInR5cCI6IkJlYXJlciIsImF6cCI6InBsYXRmb3JtLW1pbnRvcyIsImFjciI6IjEiLCJyZWFsbV9hY2Nlc3MiOnsicm9sZXMiOlsicGxhdGZvcm0iXX0sInNjb3BlIjoicHJvZmlsZSBlbWFpbCIsInBsYXRmb3JtUXVhbGlmaWVyIjoiTUlOVE9TIiwiY2xpZW50SG9zdCI6Ijk1LjEyOS4yNTIuMiIsImNsaWVudElkIjoicGxhdGZvcm0tbWludG9zIiwiZW1haWxfdmVyaWZpZWQiOmZhbHNlLCJwcmVmZXJyZWRfdXNlcm5hbWUiOiJzZXJ2aWNlLWFjY291bnQtcGxhdGZvcm0tbWludG9zIiwiY2xpZW50QWRkcmVzcyI6Ijk1LjEyOS4yNTIuMiJ9.ACCKDzfxcLLeCRCTifvmINYLtndpyL2Ahx7I0okA9pZeDpf4YmA0RsC644O6uID1DLo3PuJQt8uPiIIWslLGWuRkNRX4eM1tts1bUH-lAMlv2xtUv89G28cp2GUXyWQOtzToHIWputjtX-JTesl3Y4wSY0GV1lcn6OHJ98CfPePJ-nzq05xUv2BK7eF4xXpoIfgjGytTtkGkVOgqIZdWthwPqffsYrLj1Ie5s4w56XBC-M7nv0LviEo5JnUFS1eUzkObPFD9MUjSD9CBamLQNpVsICYOlrPuQ6MjxnpuN0IwDXFWBKRzLZzG4zDL13rnlbN69tShVp7pcy_s2IVGew' \ --header 'Content-Type: application/json' \ --data-raw '{ "loansTotalFunded": 8344647204, "loansOutstanding": 548738125, "loansCurrent": 414935909, "loansDaysLate1To15": 38743106, "loansDaysLate16To30": 37136819, "loansDaysLate31To60": 45179015, "loansDaysLate60Plus": 51702, "loansLate": null, "loansDefaultedInRecovery": null, "loansDefaultedRecovered": null, "loansDefaultedWrittenOff": null, "investors": 497302, "averageNetAnnualReturn": 12.48, "averageAmountPerInvestor": 2097, "principalReturned": null, "interestEarned": 205313088, "lateFeesEarned": null }'
A staging environment is available! You can easily test your integration with beyondp2p API by using the staging environment.
If not stated otherwise, the currency of the API is Euro.
The API usually works with UTC time zone. Customer facing values are often formatted in Europe/Berlin time zone.
As a P2P lending platform, you can share comprehensive platform performance statistics with us. This concerns many data points: total funding volume, outstanding portfolio, number of investors and so on.
Why is this useful? We provide investors insights and notifications regarding these statistics. We keep your investors informed and up to date about your platform developments.
You stay in control: all data fields for the platforms statistics are optional. If you only want to share a part of the data, you are free to do so. Just set the field to `null` in the POST request body when sending the data.
We recommend to implement a daily cron job that shares the data automatically with us.
See this platform page with statistics for an example.
One of our key products is the @beyondp2p_bot on telegram. It is trusted by hundreds of P2P investors.
With the Telegram Bot API you can share loan or other investment updates. Send platform alerts straight to the hand of the investors on telegram.
Please contact us to set up the alert/channel for your P2P lending platform.
Please contact info@beyondp2p.com if you need help to use the API.
We have an active group of investors and developers on telegram to push forward the development of the platform.